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The Fall 2016 LRO Connection newsletter is now available for viewing and can be accessed by clicking here.

In this issue, we share with retirees a copy of a recent letter sent by the LRO to the CEO of Nokia to introduce the LRO and to discuss our concern with the funding of the Group Life Insurance (GLI) Trust. We also have articles on the Pension Plan, Healthcare, and Legislative Affairs. The History Corner article reports on the 50th Anniversary Celebration of the Naperville, Illinois Indian Hill Bell Laboratories and the many contributions of that esteemed location.

We hope you find the newsletter informative, and we thank you for your support of the LRO.


AT&T History in NY TIMES Piece

AT&T’s History of Invention and Breakups
AT&T, once known informally as Ma Bell, is a storied American brand that goes back under a succession of names to the late 19th century, after Alexander Graham Bell invented the telephone.


WEBSITE FEATURES

THE HISTORY CORNER


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History Corner pieces in our recent newsletters (THE LRO CONNECTION) can be accessed at any time by clicking on the HISTORY CORNER tab on the navigation bar..

Check out the History Corner tab for the first 100 year history of the Western Electric Co. from 1869 to 1969.

If you have historical information, send to Gary Reichow at greichow@hotmail.com.


Information on the Passing of Retirees

Under the "In Memoriam" tab located at the top of this page, the LRO lists the submitted names of recently deceased individuals and, where possible, provides a linkage to an official obituary. Information required and the form to list an individual are contained on the "In Memoriam" page. We encourage family members and friends to take advantage of this service.


SPECIAL NOTICES TO MEMBERS

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NEW INFORMATION ON 2017 Enrollment for Nokia (formerly Alcatel-Lucent) Benefits and/or Medicare HERE


NOKIA REPLIES TO LRO LETTER

In our recently published LRO Connection Newsletter and on our website (www.lucentretirees.com) we shared with you a copy of a letter the LRO recently sent to Mr. Rajeev Suri, President and CEO of Nokia Technologies. The intent of the letter was to introduce the LRO and its charter to Nokia leadership, but also to share certain benefit issues of concern, primary among those the funding of the Group Life Insurance (GLI) Trust. While we continue to have an open relationship with Mr. John Hickey, Vice President of Benefits for Nokia in America, your board felt it important that we highlight these concerns to the highest levels of Nokia.

As we expected, Mr. Hickey in his role as American benefit spokesman responded on behalf of the company. Mr Hickey reinforced that while pension benefits are protected by law and cannot be changed unilaterally, “other” benefits such as retiree medical and life insurance are not mandated by law. Mr. Hickey goes on to say that, although there are no current plans to reduce or eliminate these benefits, the company’s philosophy has been to “balance the needs of the retirees with the company’s ability to pay.” These benefits are evaluated on an annual basis.

On the specific issue of the GLI Trust, no commitment is made beyond the current funding which has sufficient assets to pay this benefit until around 2022. Mr. Hickey acknowledges that the company is well aware of the loss of the Death Benefit for retirees in 2003, and that will be weighed in any future decision regarding this benefit.

The LRO understands the need for Nokia to be successful in their competitive world market place, but we also understand the past commitments and the financial planning that was done by retirees on the basis of those commitments. The LRO will continue to monitor pension and benefit issues affecting retirees and interact with Nokia as appropriate. Click here to see the full text of Mr. Hickey’s letter.

Happy Holidays to everyone !!!


UHC Assistance in Finding Healthcare

Per this letter, United Healthcare will be providing more information regarding the assistance they plan to furnish Pre-Medicare Retirees and Dependents at no cost to us.

We are being advised by UnitedHealthcare that the Connector Module site and call center should be up and running now so that retirees can visit those to get information on available plans and help with enrollment.


Nokia Cancellation of Pre-Medicare Health Insurance

We feel the pain of those pre-Medicare eligible retirees who have lost health care coverage through the recent actions of Nokia, and many of you have shared your frustration with the LRO.

Despite what we believe to be an open relationship with John Hickey, the Nokia Vice President of Benefits, we did not receive advance notice of this decision and only became aware when we began receiving emails from our membership. As president of the LRO, I immediately contacted John and arranged for a conference call for October 17 to discuss this and other issues.

I expressed our disappointment at not getting a ‘Heads up’ on the insurance issue and relayed to John some of the feedback we had received from retirees on this sudden announcement. He understood our frustration, and that of affected retirees, and offered the following as the rationale for this Nokia decision:

The pre-Medicare retiree base is a rapidly declining segment of the retiree population going from approximately 3200 retirees in 2014 to an estimated 600-800 in 2016. The average monthly cost for company provided insurance for this segment in 2016 was $2300/mo.
With anticipated further declining numbers for 2017, projected cost increases of 30% would bring the monthly charge to something in the range of $3000/mo. Nokia believed that, with these declining numbers and this projected cost, retirees could find better options at the health care exchanges. Thus the decision to eliminate this coverage. Non Medicare eligible retirees and dependents are eligible to re-enroll with Nokia when they are Medicare eligible.

Mr. Hickey went on to comment that Nokia expects 80,000 retirees and eligible dependents to enroll in the Nokia Medicare Plan for 2017, and while he would not share the cost information, he expects a minimal increase. He also would not commit further at this time on coverage for 2018. This will be evaluated next year.

While we understand the issue of the declining population and cost issue, we further understand that this doesn’t make it less painful for those who now must explore other options. We have even had some retirees question the legal basis of this cancellation and suggest we consider legal action.

The LRO has reached out to an attorney for comment on this, and the bottom line is that healthcare coverage is considered a Welfare Benefit provided at the discretion of the company. We were advised that, even if there were some mitigating circumstances that would justify legal action, the likely damages would be minimal given the small difference between the exchange offerings and the company offerings, and by the time the legal process unfolded, most of this declining base would already be Medicare eligible. Bottom line - no solid basis for expecting any legal action to change outcome of Nokia’s position.

The LRO will continue to monitor and keep and open dialogue with Nokia on pension, health care and other benefit issues like Group Life Insurance, and we will do our best to keep all of our retirees informed.

RETIREE NEWS

Return of Nokia – the Next Big Bang
By Tushar Mehta; PCQuest ~ Dec 08, 2016


Why Obamacare could be the messiest battle of 2017
By MJ Lee; CNN ~ Dec 08, 2016


Obamacare chaos: Insurers may flee before new plan is put in place
By Tami Luhby; CNNMoney ~ Dec 06, 2016


Republicans Are In A Nasty Obamacare Trap
From John C. Goodman; Forbes ~ Dec 07, 2016


New Medicare data show steep increases in drug prices
By Shelby Livingston & Art Golab; Modern Healthcare ~ Dec 07, 2016


A New Plan to Save Social Security for Another 75 Years
By Eric Pianin; The Fiscal Times ~ Dec 07, 2016


Medicare looms over Trump-Ryan alliance
By Peter Sullivan, The Hill - Dec 6, 2016


GOP Has Its Work Cut Out For It In Obamacare Repeal: This Year’s Exchange Subsidies Expected To Cost $32 Billion
By Sarah Hurtubise; The Daily Caller ~ Dec 056, 2016


ObamaCare expansion explosion demands action
By Jonathan Ingram & Nic Horton; The Hill ~ Dec 06, 2016


Health Insurers List Demands if Affordable Care Act Is Killed
By Reed Abelson; The New York Times ~ Dec 06, 2016


Many smartphone health apps don't flag danger, says review
By Mike Stobbe; The Associated Press ~ Dec 06, 2016


Ryan: 'We Will Decide Later' How And When To Tackle Medicare Privatization
By Allegra Kirkland, TMP livewire - Dec 5, 2016


Sen. Collins Signals GOP Wall On Obamacare and Medicare Is Cracking
By Lauren Fox, TMP Livewire - Dec 5, 2016


U.S. court puts Obamacare case on hold until Trump takes office
By Lawrence Hurley; Reuters ~ Dec 05, 2016


House Republicans Warn Not to Expect ACA Repeal on Day One
By Mary Ellen McIntire; Morning Consult ~ Dec 02, 2016


Insurers’ Flawed Directories Leave Patients Scrambling For In-Network Doctors
By Jay Hancock; Kaiser Health News ~ Dec 05, 2016


How To Improve Your Credit Score Quickly
From Cynthia Meyer; Forbes ~ Dec 05, 2016


Healthcare Lobbies Fight To Keep 20M Obamacare Customers
From Bruce Japsen; Forbes ~ Dec 04, 2016


Why I'm Hoping The Trump Administration Doesn't Kill The DOL Fiduciary Rule
From Tim Maurer; Forbes ~ Dec 03, 2016


A Great Read for Americans Who Want to Know What the Heck is Going in With Drug Prices!
By Gabriel Levitt, President, PharmacyChecker.com - Dec 1, 2016


Key House chairman: GOP will change Medicare, to 'save' it
By Erica Werner; The Associated Press ~ Dec 02, 2016


Which Americans Are Shut Out of the Affordable Care Act?
By Teresa Mears; US News & World Report ~ Dec 02, 2016


U.S. Sees Historic Jump in Health Care’s Share of the Economy
By Kimberly Leonard ; US News & World Report ~ Dec 02, 2016


What's wrong with the drug pricing climate? Ask a different pharma CEO, get a different answer
By Carly Helfand; FiercePharma ~ Dec 02, 2016


Opinion: What is the deal with prescription drug costs?
From Dana Connolly; The Hill ~ Dec 02, 2016


Opinion: Trump's tax plan has a hidden surprise for Social Security
By Brenton Smith, The Hill - Dec. 1


Opinion - Dr. Kevin Campbell: What a Trump presidency really means for Medicare
By Dr. Kevin Campbell, Fox News - Dec 1, 2016


Stop the ‘Medi-scare’ politics, Ryan tells Democrats – the system needs changes
By David Lightman, McClatchyDC - Dec 1, 2016


Drug pricing debate going into hibernation
By Sarah Chacko; The Hill ~ Dec 01, 2016


Poll: Only about 1 in 4 wants Trump to repeal health law
By Ricardo Alonso-Zaldivar; The Associated Press ~ Dec 01, 2016


New Customers Selecting An Obamacare Plan Down Nearly 200,000 From Last Year
By Ali Meyer; The Washington Free Beacon ~ Dec 01, 2016


Assessing Health Care Value: The Need for a Decentralized and Scientific Approach
From Tomas Philipson; Forbes ~ Dec 01, 2016


Insurance blind spots: 5 coverage gaps that could cost you
By ALEX GLENN, Nerdwallet; The Associated Press ~ Dec 01, 2016


Push for Quick Medicare Overhaul Worries U.S. Senate Republicans
By Sahil Kapur; Bloomberg ~ Nov 30, 2016


Need Pricey Drugs From An Obamacare Plan? You’ll Shoulder More Of The Cost
By Jordan Rau, Julie Appleby & Elizabeth Lucas ; Kaiser Health News ~ Nov 30, 2016


Hospitals To Trump: Any Obamacare Replacement Should Maintain Coverage
From Bruce Japsen; Forbes ~ Nov 30, 2016


Obamacare's Test Kitchen For Payment Experiments Faces An Uncertain Future
By Julie Appleby, KHN; WEAA ~ Nov 30, 2016


How Soon Will Donald Trump Tackle Medicare Reform?
By Elizabeth O'Brien, Money - Nov 30, 2016


Trump picks Seema Verma to head Centers for Medicare and Medicaid Services
By Rachana Pradhan; Politico ~ Nov 29, 2016


Trump to nominate Georgia Rep. Tom Price as health secretary
By Julie Pace; The Associated Press ~ Nov 29, 2016


Obamacare Repeal Plan Set in Motion
By Lindsey McPherson; Roll Call ~ Nov 29, 2016


Over 30 Million Americans Are ‘Underinsured’ Under Obamacare
By Robert Donachie; The Daily Caller ~ Nov 28, 2016


2.5 Million Americans Qualify for Obamacare Tax Credits But Still Buy Private Insurance
By Ali Meyer; The Washington Free Beacon ~ Nov 28, 2016


Trump Will Repeal Obamacare 40% Cadillac Tax, Other Taxes Too
From Robert W. Wood; Forbes ~ Nov 28, 2016

Obamacare still not looking like a bargain to many Americans
By John Sexton; Hot Air ~ Nov 28, 2016


What to do when your tax preparer screws up
By Kayleigh Kulp; CNBC ~ Nov 28, 2016


Governors planning 'very, very active' role in ObamaCare rewrite
By Sarah Ferris; The Hill ~ Nov 26, 2016


 

What Trump can learn from Obama's rough ride on health care
By Ricardo Alonso-Zaldivar; The Associated Press ~ Nov 27, 2016


 

3 Health Insurance Rules You Should Know by Heart
By Dan Caplinger, TMG; Wisconsin State journal ~ Nov 27, 2016

 

3 Social Security Myths -- Debunked!
By Dan Caplinger, TMF; Nasdaq ~  Nov 27, 2016

 

How Much Money Can You Make in 2017 Without Reducing Your Social Security Check?
By Todd Campbell; The Motley Fool ~ Nov 26, 2016

For some in middle class, Trump plan would mean tax increase
By Christopher S. Rugaber; The Associated Press ~ Nov 26, 2016

AstraZeneca Wins Nexium Pay-For-Delay Case (AZN)
By Shobhit Seth, Yahoo Finance - Nov. 23, 2016

Even if a retail clinic is close, people often use an emergency room instead
By Michelle Andrews; The Washington Post ~ Nov 25, 2016

Consumers decline health insurance amid uncertain future for Affordable Care Act
By Ana B. Ibarra, KHN; St. Louis Post-Dispatch ~ Nov 25, 2016

Sweat it out! Skin patch aims to test sweat for health
By Lauran Neergaard; The Associated Press ~ Nov 24, 2016

The Nokia Cutting Up to 14% of its Employees Following Deal with Alcatel
By Marie Curie; Daily Quint ~ Nov 24, 2016

Back To The Future: Insurance Pools For High-Risk Patients Could Be Revived
By Pauline Bartolone; Kaiser Health News ~ Nov 23, 2016

CMS finalizes Medicare quality measures under consideration
By Susan Morse; Healthcare Finance ~ Nov 22, 2016

Wall St lawyers say retiree investment rule violates free speech
By Elizabeth Dilts; Reuters ~ Nov 22, 2016

NIH: No, we don’t really know where your tax dollars are going
By Jazz Shaw; Hot Air ~ Nov 23, 2016

Nokia CEO: 5G, IoT Will Drive Growth (NOK)
By Donna Fuscaldo; Investopedia ~ Nov 22, 2016

It’s Not the ACA that Needs a Fix; It’s the Health Care System
From Michael Rosenbaum; The Huffington Post ~ Nov 22, 2016

New Data Shows 2015 Was A Financial Bloodbath for Obamacare Insurers
From Seth Chandler; Forbes ~ Nov 21, 2016

U.S. healthcare spending up 5 percent in 2015
By HealthDay News; United Press International ~ Nov 22, 2016

A Sick Calculation About Prescription Drugs
By Peter J. Pitts; Investor’s Business Daily ~ Nov 22, 2016

7 Ways To Keep Your Parents' Assets From The Taxman
From Patrick O’Brien; Forbes ~ Nov 22, 2016

For Trump and GOP, 'Obamacare' repeal is complex and risky
By Alan Fram; The Associated Press ~ Nov 21, 2016

Uncertain Fate Of Health Law Giving Health Industry Heartburn
By Julie Rovner & Chad Terhune; Kaiser Health News ~ Nov 21, 2016

How Obamacare’s ‘Best’ Wellness Program Made Employees Sicker
By Al Lewis; The Huffington Post ~ Nov 20, 2016

Bonus From Your Blood Pressure Med: Fewer Fractures?
By Robert Preidt; US News & World Report ~ Nov 21, 2016

Dementia rate declines but aging America may halt the trend
By LINDSEY TANNER; The Associated Press ~ Nov 21, 2016

How Social Security numbers became skeleton keys for fraudsters
By Grace Dobush; The Christian Science Monitor ~ Nov 21, 2016

JCP&L moving to Holmdel's Bell Works
Michael L. Diamond , @mdiamondapp

High health insurance costs prompt tough choices
By Jayne O'Donnell; USA TODAY ~ Nov 20, 2016

Republicans call for 'new system' to replace ObamaCare
By Nikita Vladimirov; The Hill ~ Nov 19, 2016

Surprise Medical Bills: Why They Occur And What To Do
From Bruce Y. Lee; Forbes ~ Nov 19, 2016

Ready for Medicare? Not Until You Read This
By Chuck Saletta; The Motley Fool ~ Nov 19, 2016

How ObamaCare has hurt children
By Merrill Matthews, Ph.D. & Beverly Gossage ; The Hill ~ Nov 18, 2016

$31B in employer penalties expected, Accenture report says
By Susan Morse; Healthcare Finance ~ Nov 18, 2016

Nokia to merge its 401(k) plan into Alcatel-Lucent's offering
By Meaghan Kilroy, Pensions & Investments -

Nov 18, 2016

How to Give an I.R.A. to Children Without Giving Up Control
By Paul Sullivan; The New York Times ~ Nov 18, 2016

5 Smart Tax Moves To Make Before Year-End
From Larry Light; Forbes ~ Nov 17, 2016

Americans want Trump to focus on healthcare first: poll
By Chris Kahn; Reuters ~ Nov 17, 2016

Republicans explore 'repeal and delay' strategy for ACA
By Jack Craver; BenefitsPRO ~ Nov 17, 2016

Can Congress find bipartisan agreement on healthcare?
By Allyson Schwartz; Bloomberg Government ~ Nov 17, 2016

Obama Says Would Support Trump Moves to Improve U.S. Healthcare
By Reuters; The New York Times ~ Nov 17, 2016

How to Make Drug Prices Fair to U.S. Consumers
By Red Jahncke; Bloomberg ~ Nov 16, 2016

Obama administration pencils in 2018 HealthCare.gov rules
By Allison Bell; LifeHealthpro ~ Nov 16, 2016

We Need To Stop Paying Doctors For Treating Us - And Start Paying Them For Healing Us. Here Is Why
From Arnaud Bernaert; Forbes ~ Nov 16, 2016

Drug prices don't budge even after pressure from Congress
By Matthew Perrone; The Associated Press ~ Nov 16, 2016

Shortfalls grow for the insurance fund protecting millions of pensions
By Jonnelle Marte ; The Washington Post ~ Nov 16, 2016

Retirees: Don’t try to keep up with the Joneses on Facebook
By Robert Powell; USA TODAY ~ Nov 16, 2016

Insurers brace for ObamaCare upheaval
By Peter Sullivan; The Hill ~ Nov 15, 2016

AMA: Trump's Obamacare Replacement Shouldn't Cause Patients To Lose Coverage
From Bruce Japsen; Forbes ~ Nov 15, 2016

Medicare Part B Premiums Will Top $10,000 A Year For High Income Senior Couples In 2017
By Ashlea Ebeling ; Forbes ~ Nov 15, 2016

Cholesterol drug shows promise to help reverse heart disease
By Marilynn Marchione; The Associated Press ~ Nov 15, 2016

5 reasons why retirees should avoid structured CDs
By Mike Sorrentino; MarketWatch ~ Nov 15, 2016

Nokia sees network sales declining in 2017
By Matthias Verbergt; MarketWatch ~ Nov 15, 2016

Trump just dropped a big hint to the pharmaceutical industry
By Carolyn Y. Johnson; The Washington Post ~ Nov 14, 2016

White House ignores Trump win in latest ObamaCare sign-up push
By Sarah Ferris; The Hill ~ Nov 14, 2016

10-year study eases concerns about Celebrex, heart risk
By Susan Scutti; CNN ~ Nov 14, 2016

Corporate pension funding under renewed spotlight
By Sophie Baker; Pensions & Investments ~ Nov 14, 2016

Obama officials work against time to wrap banking rules
By Patrick Rucker & Lisa Lambert; Reuters ~ Nov 14, 2016

How to Keep Grandkid Spending in Check This Christmas
By Abby Hayes ; US News & World Report ~ Nov 14, 2016

The Nation's Second-Largest Insurer May Bail on Obamacare in 2018
By Sean Williams ; The Motley Fool ~ Nov 13, 2016

How To Cover Everyone With Pre-Existing Conditions Without The System Collapsing
From Robert Book; Forbes ~ Nov 13, 2016

Which Health Insurance Plan Will You Choose This Fall?
From Erik Carter; Forbes ~ Nov 13, 2016

Social Security Fixes That Democrats and Republicans Agree On
By Sean Williams, TMF ; Newsweek ~ Nov 13, 2016

New statin guidelines: Everyone 40 and older should be considered for the drug therapy
By Ariana Eunjung Cha; The Washington Post ~ Nov 13, 2016

Aetna CEO: Everyone’s Premiums Will Increase Next Year Unless Obamacare Is Fixed
By Ali Meyer; The Washington Free Beacon ~ Nov 11, 2016

Mandate: ObamaCare repeal tops priority list among Republican voters
By Ed Morrissey; Hot Air ~ Nov 11, 2016

Retirement Policy Under Donald Trump? Unclear, but There Are Clues
By Anne Tergesen; The Wall Street Journal ~ Nov 12, 2016

Opinion: Why politicians should consider transferring Social Security’s legacy debt to the Treasury
By Alicia H. Munnell ; MarketWatch ~ Nov 11, 2 016

GOP may bring back budget bill to strike blow at ObamaCare
By Sarah Ferris; The Hill ~ Nov 10, 2016

Here’s how to find a lower cost Medicare prescription drug plan.
By Emily Brandon; US News & World Report ~ Nov 11, 2016

Concerned About Losing Your Marketplace Plan? ACA Repeal May Take Awhile
By Michelle Andrews; Kaiser Health News ~ Nov 10, 2016

Medicare premium to rise modestly for most beneficiaries
The Associated Press ~ Nov 10, 2016

That Roth IRA you inherited may not be tax free
By Dan Moisand; MarketWatch ~ Nov 11, 2016

Is Paul Ryan already eyeing Medicare cuts?
By Mike DeBonis, Washington Post - Nov 11, 2016

White House says implementing Obamacare through Jan. 20 a priority
By Susan Heavey; Reuters ~ Nov 10, 2016

With ObamaCare Collapsing, What Do We Do Next?
By Steve Forbes; Forbes ~ Nov 10, 2016

We can’t wait on medical cures
By Jennifer LaTourette; The Hill ~ Nov 10, 2016

Are There Special Tax Breaks for Retirees?
By Maurie Backman; The Motley Fool ~ Nov 09, 2016

Why Social Security COLAs Aren’t Keeping Up With Inflation
By Brenton Smith, FedSmith - Nov. 9, 2016

Trump victory puts Obamacare dismantling within reach
By Jennifer Haberkorn; Politico ~ Nov 09, 2016

And So Begins The Battle To Save Obamacare
From Bruce Japsen; Forbes ~ Nov 09, 2016

White House forges on with ObamaCare signups despite GOP sweep
By Sarah Ferris; The Hill ~ Nov 09, 2016

10 Ways Employees Can Beat Rising Healthcare Costs
By Ashlea Ebeling; Forbes ~ Nov 09, 2016

Pharma Gets Reprieve From ‘Worst-Case Scenario,’ But Trump Is Still A Question Mark
From KHN Morning Briefing; Kaiser Health News ~ Nov 09, 2016

Big Pharma’s big question: Is Trump friend or foe?
By Dylan Scott; Fox News ~ Nov 09, 2016

What The Trump Presidency Means For Seniors
From Howard Gleckman; Forbes ~ Nov 09, 2016

Why We Expect Stability In Nokia's Networks Infrastructure Footing
By Trefis Team; Nasdaq ~ Nov 08, 2016

How Retirement Benefits Will Change in 2017
By Emily Brandon; US News & World Report ~ Nov 07, 2016

Obama Admin Used Tax Return Info To Market Obamacare, Cause Of Action (CoA) Says
By Robert Donachie; The Daily Caller ~ Nov 07, 2016

HealthCare.gov Site Straining to Keep Up With Enrollees
Online ‘waiting rooms’ for those signing up under Affordable Care Act

By Louise Radnofsky; The Wall Street Journal ~ Nov 07, 2016

DOL Scores First Victory in Fiduciary Rule Challenge
By Jo-el J. Meyer; Bloomberg BNA ~ Nov 07, 2016

Federal judge blocks rule giving nursing home residents right to sue
By Lydia Wheeler; The Hill ~ Nov 07, 2016

ACA premiums could increase for as many as 8.4 million
By Jack Craver; BenefitsPRO ~ Nov 07, 2016

Under drug-cost attack, Big Pharma CEOs raise the value-based pricing flag
By Tracy Staton; FiercePharma ~ Nov 07, 2016

Opinion: Why the age for Social Security benefits doesn’t need to go up to 70
By Brenton Smith; MarketWatch ~ Nov 07, 2016

IRS Forms 1099 Are Critical, And Due Early In 2017
From Robert W. Wood ; Forbes ~ Nov 07, 2016

Why The Middle Class is Becoming Extinct
By Suzanne O'Halloran ; Fox Business ~ Nov 07, 2016

Insurers Want Obamacare Risk Adjusted, Not Repealed

Opinion: Drug companies spend $109 million to block vote to lower drug prices
By Harriett Blair Rowan; MarketWatch ~ Nov 06, 2016

Healthcare reform needs to be top priority for presidential contenders
By Jason Fodeman; The Hill ~ Nov 05, 2016

Will the US Government Step in to Regulate Drug Prices?
By Eric Pianin; The Fiscal Times ~ Nov 04, 2016

ObamaCare fails to uphold the Hippocratic oath to 'do no harm'
By Nadia White; The Hill ~ Nov 04, 2016

These Patients Are Covered by Obamacare But Can’t Afford Treatment
By Zachary Tracer & Katherine Doherty; Bloomberg ~ Nov 04, 2016

How high hospital profits may be hurting the field of medicine
By Christopher Maynard; ConsumerAffairs ~ Nov 04, 2016

Another Obamacare Referendum
From Tim Phillips; Forbes ~ Nov 04, 2016

How can Time magazine get this essential fact about Social Security so fundamentally wrong?
By Michael Hiltzik ; Los Angeles Times ~ Nov 04, 2016

Obama Says ‘Handful’ Of Americans Seeing Insurance Rates Go Up … That ‘Handful’ Is 2.2 Million People [VIDEO]
By Christian Datoc; The Daily Caller ~ Nov 03, 2016

A Package Deal: Laying the Groundwork for Bundled Payments
By Kimberly Leonard ; US News & World Report ~ Nov 03, 2016

Public Option for U.S. Health Insurance Gains Visibility in Debate Over Affordable Care Act
By Stephanie Armour; The Wall Street Journal ~ Nov 03, 2016

Why health care eats more of your paycheck every year
By Tom Murphy; The Associated Press ~ Nov 03, 2016

5 Steps to Picking the Right Medicare Part D Plan
By Maryalene LaPonsie; US News & World Report ~ Nov 03, 2016

The Biggest Issues For The Future Of Healthcare In America And What We Can Learn From Them, Part 2
From Glenn Llopis ; Forbes ~ Nov 03, 2016

Medicare to begin paying for diabetes prevention strategy
By Amy Goldstein; The Washington Post ~ Nov 02, 2016

CDC: Progress reducing uninsured rate threatens to stall
By Ricardo Alonso-Zaldivar; The Associated Press ~ Nov 03, 2016

Advice for the Next President: Expand Social Security
By Ben Steverman; Bloomberg ~ Nov 03, 2016

ObamaCare demonstrates dangers of government interference
By David Williams; The Hill ~ Nov 02, 2016

Another Major Healthcare Provider Ready to Flee Obamacare
By Warner Todd Huston; Breitbart ~ Nov 02, 2016

How Much Does Social Security Really Reduce Poverty?
From Andrew Biggs; Forbes ~ Nov 02, 2016

Nokia completes Alcatel-Lucent acquisition
The Economic Times

Obamacare enrollment: Traffic spikes on HealthCare.gov's first day for 2017 plans
By Dan Mangan; CNBC ~ Nov 01, 2016

Reining in Medicare Rx Costs: What Will Work?
By Shannon Firth; MedPage Today ~ Nov 01, 2016

Breakingviews: Obamacare could use a transplant, not euthanasia
By Gina Chon; Reuters ~ Nov 01, 2016

Obamacare Plan To Steal Our Private Data Needs To Buzz Off
By Jared Whitley; The Daily Caller ~ Nov 01, 2016

7 Tips To Help Avoid Costly Health Plan Enrollment Headaches
By Michelle Andrews; Kaiser Health News ~ Nov 01, 2016

Why We Must Combat Ageism In America
From Max Richtman, Next Avenue; Forbes ~ Nov 01, 2016

LOCAL RETIREE ORGANIZATIONS

(If you are affiliated with a local Lucent retiree group, let us know we'll post your next event.)

WECO SAGE is a group formed by computer pioneers who worked for Western Electric Company in the 1950s and 1960s installing an Air Defense System for the United States Air Force. The members of this Group have maintained their personal, and in some cases professional, relationships for over 50 years. The Group, whose members once numbered in the hundreds, meet on an annual basis at different locations throughout the country.The 2015 reunion was held in Pacific Grove, California on the Monterey Peninsula on the 13th-15th of September. Contact Ron Trettau.


Club WECO-AT&T-Bell Labs-Lucent Technologies-Teletype-NCR-ALU. This group is intended primarily as a forum to connect (network) and maintain communication between past and/or current members. Next event- December 16, 2016.........Base Camp (Four Lakes Lodge).........4 pm.  Again, please pass on the info as there still seems to be a number of people not in the loop.........spouses/significant others welcome.  Cash bar......food off menu...........middle to rear of bar near stage.. Contact Jim Simak.


eX TELETYPE is for ex-Teletype Employees to keep in touch. Teletype Corp. was located in Skokie, IL and Little Rock, AK. The Spring gathering of Teletype and Lucent people and friends was held on Tuesday May 10. Mark your calendars..the November 2016 TTY Riggio's get together will be held on the 3rd Tuesday (November 15th.) due to the National Election. ..Contact John Furno.


lucent5-5 is for Lucent retirees who took the special 5+5 voluntary retirement on July 13, 2001 (or wish they could have!). Its purpose is to keep in touch, to help provide support for working with the Lucent Pension folks, and to talk about Lucent in general. To subscribe, send an email to lucent5-5-subcribe@yahoogroups.com.


PCLUCENTALUM This group was set up to facilitate communication among ex-Lucent employees in Northern California. Send email to pclucentalum@yahoogroups.com